Mobile Home Storage Solutions | AARP Foremost Insurance (2024)

Mobile Home Storage Solutions | AARP Foremost Insurance (1)

Many homes lack sufficient storage options, which can lead to unwanted clutter. A little creativity can go a long way as you find new ways to store your belongings. Check out these ideas to maximize space and create a stress-free environment.

First things first: declutter

Things have a way of piling up, so it's important to sort through your possessions every once in a while. If you find you haven't used something in more than a year, consider donating it.

Use containers under your bed

Store everything from extra clothing and luggage to crafts and photos. Simply buy sliding clear containers or attach wheels and a handle to old dresser drawers. If your bed is too low, consider getting furniture risers to raise it up.

Add shelving systems

Create more room in closets and pantries by adding wire racks or panels to take advantage of vertical space. There are several configurations to choose from in a variety of sizes to allow you to use space that would otherwise go to waste.

Install bars and hooks

Add extra bars in closets for another layer of storage, and mount hooks for items like keys, purses, coats and any other belongings you can hang up. Invest in decorative hooks that are pleasing to look at when they aren't holding your stuff.

Choose double-duty furniture

Some ottomans, coffee tables and benches do double-duty as furniture and storage You could also cover a storage box with fabric to match your décor. These are perfect options to hide small items that may otherwise sit in the open.

Add over-the-door organizers

Put up a shoe rack on the door inside your closet, a mirror or jewelry organizer in your bedroom, or add a wire rack to the inside of a closet or pantry. This will keep these items hidden from view and provide extra floor space.

Organize your kitchen

Make the most of every inch in your kitchen with extra cabinet shelves where room allows, stackable organizers to keep canned goods in order, hooks for pots and pans, and slide-out storage units for small things like spices.

Store items under your home

The skirting for mobile homes has a door or hatch for access, and you can use this space for storage. Invest in airtight and waterproof containers for things like tools and holiday decorations. Depending what type of porch you have, there may be additional space there as well.

Maximize bathroom space

An over-the-toilet cabinet, open shelving, stackable storage bins and containers under the sink help offer space for your toiletries, towels, beauty tools and more. Choose clear containers and labels to help locate items quickly and easily.

Mount and hang plants

Rather than keeping your plants on floors and shelves, mount pots on walls and use hanging planters to display your greenery.

Incorporating even some of these suggestions may free up space and make your daily life easier. Take a look around your house and get started.

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Mobile Home Storage Solutions | AARP Foremost Insurance (2024)

FAQs

What is the oldest mobile home that can be insured? ›

While insurers can charge more for mobile homes built before 1976, there are no age restrictions for insurance coverage. However, newer manufactured homes are usually cheaper to insure because they are less likely to need repairs after a covered peril.

Can you store stuff under a mobile home? ›

1. It's Not Always Dry. Manufactured homes are sealed in various ways to help prevent moisture from entering them, but it may still be damp underneath your home. This could potentially lead to mold developing over time, which you definitely don't want on any of your items.

How to make storage under a mobile home? ›

Store items under your home

The skirting for mobile homes has a door or hatch for access, and you can use this space for storage. Invest in airtight and waterproof containers for things like tools and holiday decorations. Depending what type of porch you have, there may be additional space there as well.

Is foremost insurance through AARP? ›

AARP chose Foremost to develop special insurance programs for their members who own mobile homes and/or motorcycles. Learn more about the coverage and excellent value of our AARP Foremost programs.

What makes a mobile home uninsurable? ›

There isn't a single definition of what makes a mobile home uninsurable. But there are things that can make it harder to find insurance. If your mobile home was built before 1976, if it has outdated wiring or plumbing, or if you have filed more than one claim in the past, you might have trouble finding a policy.

Is mobile home insurance worth it? ›

The Bottom Line

Mobile home insurance is similar to a homeowners insurance policy in that it covers the home's structure and surrounding buildings, your personal property, and liability. It's important to get adequate insurance for the size of your mobile home and review the policy terms for the types of coverage.

What is the space under a mobile home called? ›

Undercarriage: The undercarriage is the bottom part of the home that protects the insulation and keeps out moisture and pests. There are other parts under a manufactured home that may also be called the vapor barrier, mobile home belly, mobile home belly board, underbelly, bottom board and more.

What do you put under a mobile home? ›

In most cases, you need to put down a gravel base and seal the ground using a slab of concrete. After that, pour a layer of sand to make a grade. Make sure that you have enough space to build a foundation large enough to support the mobile home.

Can you add space to a mobile home? ›

Expanding a mobile home can take various forms, offering unique benefits and considerations. Single Wide Mobile Home Additions: Due to their limited space, single wide homes often benefit from additions. Common expansions include extending the living room, adding a bedroom, or attaching a porch or deck.

Who owns Foremost home insurance? ›

The Farmers Insurance Group of Companies is based in California, has owned Foremost Insurance since 2000, and specializes in providing insurance coverage for automobiles, homes, and small businesses.

What is the AM best rating for foremost insurance company? ›

Foremost has an A.M. Best Credit Rating of “A or Excellent”, a Credit Rating scoring opinion of an insurer's financial strength and ability to meet their ongoing insurance policy and contractual obligations.

Is foremost insurance pulling out of California? ›

In January 2024, Foremost began the process of withdrawing completely from the California condo insurance market. After Farmers Direct withdrew, most former policyholders were offered a policy with other Farmers subsidiaries that continued to write new policies.

What is the oldest manufactured home that can be financed? ›

The question of financing older manufactured homes often puzzles buyers, as lenders typically have strict criteria regarding the age and condition of the property. Generally, the oldest manufactured home that can be financed is one built after June 15, 1976.

Who insures 1970 mobile homes? ›

Mobile homes built before the middle of 1976 didn't have regulation standards, so home insurance companies see them as higher risk. If you need older mobile home insurance, Foremost and American Modern may be worth considering.

What is the oldest mobile home that can be moved? ›

What is the oldest manufactured home you can move? According to the HUD regulations, if your home was built before 1976 it doesn't meet the current safety standards and shouldn't be moved even a short distance.

Why is it harder to insure a manufactured home? ›

Due to their unique construction and vulnerability to certain weather, such as windstorms, manufactured and mobile homes typically don't qualify for traditional homeowners insurance.

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